There are several different avenues an individual can explore if they are considering pursuing a private individual disability insurance claim and are seeking disability claim help in order to do this. The easiest and most convenient way to go about finding help is to use the Internet. In addition to using a search engine, there are many directories and resources that list the different options as well as testimonials are reviews of the services each firm offers. Check the support websites for your condition and any other long term conditions to find valuable resources on obtaining the right help to get your claim approved and the benefits you are owed paid.
You also must choose whether you want to hire a disability claims attorney or a disability claims advocate. Both of these professions help the same people, but they do it in completely different ways. Attorneys tend to take the litigation route, which can be very expensive and time consuming. While they are also able to help you prior to litigation, the services are expensive for the end scenario. They also are not as experienced with the claims process and may not know the thinking of the claims examiner.
Advocates generally prefer to work behind the scenes, making sure everything is organized correctly and using their knowledge of the industry to close any loopholes the insurance companies may try and use. While they cannot take a case to litigation, their cases usually do not make it that far. Knowing the ins and outs of the industry helps these specialists make sure that no red flags can be raised and nothing is out of order with any specific claim. They are also far more affordable and not as willing to push the insurance company to the point where litigation is the best option.
